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credit application and ways to save

Easy ways to boost your credit score

Most Australians are only vaguely aware – or completely unaware – of the fact that credit-reporting agencies monitor their financial transactions.

While most Australians don’t give much thought to what’s on their credit report, the credit score that’s based on the contents of that report can have a significant impact on your financial choices. A modest score may mean you miss out on getting a mortgage or business loan.

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investor psychology

Outsmart your biases: using investor psychology to your advantage

When it comes to decision making, we don’t always get it right. It is human nature to fall for several behavioural traps when making everyday decisions and also when trying to predict the future. Even the smartest people can succumb to their own biases when forming judgements and making choices.

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making savings work harder with a moneybox

Making your savings work harder

With tax cuts and stimulus payments on the way, Treasurer Josh Frydenberg is urging us to open our wallets and spend to kick start the national economy. But if your personal balance sheet could do with a kick along, then saving and investing what you can also makes sense.

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Algorithms driving our narrowing focus

There’s no doubt we live in a curated world. Online algorithms serve up content designed to meet our needs based on what we’ve liked and engaged with in the past. And while this can help us find what we’re looking for, the problem is that while these algorithms reflect our interests, they also reinforce them.

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A big weekend politically coming up but how does it affect us?

In Queensland we go to the polls on the 31st of October. The Labor government has the advantage that all state governments have during this pandemic (let’s exclude Victoria for the moment) with daily press conferences and a press that really isn’t interested in anything but Covid19 news.

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Budget 20-21

Well that is definitely a big spending budget!

Watching the budget live, you could have been forgiven for being a little confused watching our supposedly ‘fiscally responsible’ Liberal National Party coalition throwing out buckets of money.

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IFA Excellence Awards 2020

We are pleased to announce that both RFS Advice and retirement specialist Troy Theobald have been named as finalists in the ifa Excellence Awards for Client Servicing Company of the Year and Investment Adviser of the Year.  

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